COVEBRIDGE
LEGACY PARTNERS
PLAN TODAY. A STRONGER TOMORROW.

Preserving Wealth.
Empowering Generations.

Integrated wealth services for families and business owners in Canada and beyond.

Our Services  →
↗

Investment

Investment Solutions

▤

Tax

Tax Planning

♢

Insurance

Insurance Planning

◎

Trust

Trust & Legacy Planning

COVEBRIDGE LEGACY PARTNERS · 泽承财富（家办）

A bridge between today's success and tomorrow's legacy.

CoveBridge Legacy Partners serves families and business owners with an integrated perspective on wealth. We bring investment, tax, insurance and trust & legacy planning into one coordinated conversation — helping clients make informed decisions today while preparing for the generations ahead.

承财富之泽，启世代之远。
WHO WE SERVE

Planning around the life you are building.

Our coordinated approach is designed for clients whose financial lives span multiple priorities, entities and generations.

01

Families

Bring investments, protection, tax considerations and legacy goals into one clearer long-term picture.

02

Business Owners

Connect personal wealth planning with the realities of operating, growing and eventually transitioning a business.

03

Professionals & Executives

Coordinate accumulated wealth, family priorities and future planning as financial complexity grows over time.

WHAT WE DO

Four disciplines. One coordinated view.

Each area can stand on its own. The greater value comes from considering how decisions in one area may affect the others.

INVESTMENT

Investment Solutions

Investment planning aligned with your objectives, time horizon and broader financial strategy.

  • Portfolio and investment solutions
  • Liquidity and cash-flow considerations
  • Long-term wealth accumulation
TAX

Tax Planning

Tax considerations reviewed alongside corporate, investment and family wealth decisions.

  • Personal and corporate coordination
  • Investment-related tax considerations
  • Planning around major financial events
INSURANCE

Insurance Planning

Protection and liquidity planning designed to support families and business owners.

  • Family protection planning
  • Business and key-person considerations
  • Estate liquidity planning
TRUST & LEGACY

Legacy Planning

Planning focused on preserving wealth and preparing for thoughtful generational transition.

  • Intergenerational planning
  • Trust and estate considerations
  • Legacy objectives and family continuity
OUR APPROACH

From complexity to a coordinated plan.

01 · DISCOVER

Understand

Start with your family, business, priorities and long-term objectives.

02 · CONNECT

Coordinate

Consider investment, tax, insurance and legacy decisions together.

03 · ACT

Implement

Turn agreed priorities into practical next steps with the appropriate professionals.

04 · REVIEW

Evolve

Revisit the strategy as your business, family and circumstances change.

OUR PARTNERS

Different backgrounds. Shared perspective.

Daniel and Warren work collaboratively across tax, investment, insurance and legacy planning, bringing different professional perspectives to the same client relationship.

CO-FOUNDER · MANAGING PARTNER

Daniel Yao

CPA, CMA, MBA · Tax, Business & Wealth Planning
20+ YearsProfessional Experience
20,000+Client Relationships Throughout His Career
Across CanadaClients from multiple provinces
Global ReachCanadian & International Clients
Daniel brings more than 20 years of professional experience serving individuals, families and business owners. Over the course of his career, he has worked with more than 20,000 clients throughout his career, including clients across multiple Canadian provinces and internationally. His background spans tax, corporate and business advisory, insurance, and integrated wealth planning.
Areas of focus
Tax planning · Corporate and business advisory · Insurance planning · Owner-manager and family wealth planning · Cross-border and estate-related tax considerations
CO-FOUNDER · MANAGING PARTNER

Luyang (Warren) Yan

Wealth Strategy & Financial Planning
6 YearsIn Banking
8 YearsIn Retail Finance
500+Families Served
B.Eng. · M.A.Sc.Zhejiang University · University of Toronto
Engineer turned Advisor & Entrepreneur, Warren brings together an analytical mindset and years of experience across banking and retail finance to help families and business owners coordinate long-term financial decisions.
Areas of focus
Investment solutions · Lending and financial services · Insurance planning · Family wealth strategy · Long-term financial coordination
A LONG-TERM PERSPECTIVE

Your wealth is more than a portfolio.

It is the result of years of work, decisions and responsibility. CoveBridge helps bring the different pieces of your financial life into a more coordinated view — so today’s choices can support the people, businesses and generations that matter most.

Let's start a conversation.

For families and business owners seeking a more coordinated approach to wealth planning.

info@covebridge.ca
647-866-6368
WeChat: luyang_yan